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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,069 | $209,888+7.7% | $189,545+19.3% | $167,553+34.9% |
| Participation rate | 90.0% | 88.7%+1.3pp | 87.8%+2.2pp | 82.1%+7.9pp |
| Annual return | 14.93% | 748.66%-733.7pp | 555.36%-540.4pp | 478.89%-464.0pp |
| Employer contribution / active EE | $3,204 | $6,915-53.7% | $6,162-48.0% | $4,840-33.8% |
| Participant deferral / active EE | $7,389 | $8,934-17.3% | $8,220-10.1% | $6,343+16.5% |
| Admin fee / account holder | $645 | $14,300-95.5% | $12,049-94.6% | $12,316-94.8% |