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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,767 | $80,983+256.6% | $96,544+199.1% | $75,177+284.1% |
| Participation rate | 98.6% | 71.8%+26.8pp | 76.0%+22.6pp | 67.2%+31.4pp |
| Annual return | 15.72% | 27.05%-11.3pp | 25.88%-10.2pp | 160.75%-145.0pp |
| Employer contribution / active EE | $8,382 | $2,282+267.3% | $2,966+182.6% | $2,671+213.8% |
| Participant deferral / active EE | $14,776 | $3,929+276.1% | $4,851+204.6% | $4,126+258.1% |
| Admin fee / account holder | $40,716 | $6,717+506.2% | $8,254+393.3% | $5,651+620.5% |