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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,460 | $71,873+269.3% | $86,698+206.2% | $68,490+287.6% |
| Participation rate | 98.6% | 72.2%+26.4pp | 76.6%+22.0pp | 67.9%+30.7pp |
| Annual return | -15.88% | 3.54%-19.4pp | 35.96%-51.8pp | -7.85%-8.0pp |
| Employer contribution / active EE | $7,873 | $2,173+262.2% | $2,837+177.5% | $2,597+203.2% |
| Participant deferral / active EE | $14,350 | $3,779+279.7% | $4,656+208.2% | $4,028+256.3% |
| Admin fee / account holder | $26,606 | $6,110+335.4% | $7,492+255.1% | $5,403+392.4% |