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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,314 | $165,399-33.9% | $149,745-27.0% | $158,982-31.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.69% | 348.34%-336.6pp | 276.72%-265.0pp | 302.99%-291.3pp |
| Employer contribution / active EE | $6,495 | $5,105+27.2% | $4,646+39.8% | $4,763+36.4% |
| Participant deferral / active EE | $11,411 | $7,183+58.9% | $6,843+66.8% | $5,983+90.7% |
| Admin fee / account holder | $993 | $10,811-90.8% | $9,312-89.3% | $11,252-91.2% |