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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,559 | $89,370+3.6% | $141,197-34.4% | $72,976+26.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 1.88% | 111.88%-110.0pp | 71.41%-69.5pp | 81.02%-79.1pp |
| Employer contribution / active EE | $7,366 | $3,115+136.5% | $4,736+55.5% | $2,440+201.9% |
| Participant deferral / active EE | $9,168 | $5,419+69.2% | $6,710+36.6% | $3,608+154.1% |
| Admin fee / account holder | $1,329 | $5,957-77.7% | $10,265-87.1% | $5,124-74.1% |