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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,254 | $78,694-57.7% | $67,652-50.8% | $125,389-73.5% |
| Participation rate | 85.7% | 78.8%+6.9pp | 75.7%+10.0pp | 83.2%+2.5pp |
| Annual return | -3.17% | 9.46%-12.6pp | 6625.40%-6628.6pp | 282.24%-285.4pp |
| Employer contribution / active EE | $333 | $3,044-89.1% | $2,266-85.3% | $4,866-93.2% |
| Participant deferral / active EE | $3,912 | $4,292-8.8% | $3,560+9.9% | $5,352-26.9% |
| Admin fee / account holder | $434 | $7,403-94.1% | $4,821-91.0% | $9,541-95.5% |