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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,388 | $202,342-34.1% | $172,752-22.8% | $152,897-12.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 21.14% | 1029.83%-1008.7pp | 802.97%-781.8pp | 345.43%-324.3pp |
| Employer contribution / active EE | $5,455 | $5,858-6.9% | $5,144+6.0% | $4,764+14.5% |
| Participant deferral / active EE | $4,550 | $5,948-23.5% | $5,198-12.5% | $5,851-22.2% |
| Admin fee / account holder | $366 | $17,111-97.9% | $13,955-97.4% | $11,599-96.8% |