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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,222 | $157,304+86.4% | $141,197+107.7% | $152,909+91.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 15.92% | 64.34%-48.4pp | 71.41%-55.5pp | 345.46%-329.5pp |
| Employer contribution / active EE | $3,440 | $5,263-34.6% | $4,736-27.4% | $4,764-27.8% |
| Participant deferral / active EE | $4,559 | $7,111-35.9% | $6,710-32.1% | $5,851-22.1% |
| Admin fee / account holder | $19,519 | $12,126+61.0% | $10,265+90.1% | $11,601+68.3% |