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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,573 | $138,076+90.9% | $123,553+113.3% | $135,380+94.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -2.27% | 153.70%-156.0pp | 119.21%-121.5pp | 519.81%-522.1pp |
| Employer contribution / active EE | $3,061 | $5,152-40.6% | $4,628-33.9% | $4,779-36.0% |
| Participant deferral / active EE | $4,304 | $6,800-36.7% | $6,426-33.0% | $5,609-23.3% |
| Admin fee / account holder | $366,343 | $10,917+3255.8% | $9,284+3845.8% | $10,828+3283.3% |