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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,721 | $71,873-11.3% | $86,698-26.5% | $68,490-7.0% |
| Participation rate | 90.9% | 72.2%+18.7pp | 76.6%+14.3pp | 67.9%+23.0pp |
| Annual return | -15.33% | 3.54%-18.9pp | 35.96%-51.3pp | -7.85%-7.5pp |
| Employer contribution / active EE | $2,532 | $2,173+16.5% | $2,837-10.8% | $2,597-2.5% |
| Participant deferral / active EE | $4,791 | $3,779+26.8% | $4,656+2.9% | $4,028+18.9% |
| Admin fee / account holder | $2,910 | $6,110-52.4% | $7,492-61.2% | $5,403-46.1% |