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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,937 | $73,638-14.5% | $95,964-34.4% | $73,497-14.4% |
| Participation rate | 91.0% | 76.2%+14.8pp | 77.1%+13.9pp | 70.7%+20.3pp |
| Annual return | 18.22% | 16.78%+1.4pp | 91.64%-73.4pp | 28.51%-10.3pp |
| Employer contribution / active EE | $2,402 | $1,863+28.9% | $2,541-5.5% | $2,270+5.8% |
| Participant deferral / active EE | $4,639 | $3,617+28.3% | $4,167+11.3% | $3,740+24.0% |
| Admin fee / account holder | $1,728 | $482+258.5% | $6,797-74.6% | $513+236.9% |