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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,974 | $99,079-71.8% | $78,002-64.1% | $273,972-89.8% |
| Participation rate | 21.1% | 78.6%-57.5pp | 75.5%-54.5pp | 83.0%-62.0pp |
| Annual return | 5.93% | 217.93%-212.0pp | 425.99%-420.1pp | 41.46%-35.5pp |
| Employer contribution / active EE | $0 | $3,308-100.0% | $2,470-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $1,593 | $4,306-63.0% | $3,497-54.4% | $5,287-69.9% |
| Admin fee / account holder | $443 | $8,954-95.0% | $5,481-91.9% | $10,133-95.6% |