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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,688 | $81,749-46.6% | $58,544-25.4% | $139,456-68.7% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 21.04% | 7425.45%-7404.4pp | 4249.56%-4228.5pp | 373.45%-352.4pp |
| Employer contribution / active EE | $6,975 | $1,398+399.0% | $1,053+562.4% | $4,753+46.8% |
| Participant deferral / active EE | $6,880 | $2,555+169.3% | $1,923+257.8% | $6,711+2.5% |
| Admin fee / account holder | $321 | $3,272-90.2% | $2,520-87.3% | $11,407-97.2% |