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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,405 | $115,796-89.3% | $101,264-87.8% | $158,950-92.2% |
| Participation rate | 84.6% | 79.4%+5.2pp | 75.8%+8.8pp | 82.0%+2.7pp |
| Annual return | 10.61% | 56.15%-45.5pp | 46.48%-35.9pp | 302.91%-292.3pp |
| Employer contribution / active EE | $1,400 | $4,175-66.5% | $3,660-61.8% | $4,762-70.6% |
| Participant deferral / active EE | $1,728 | $4,958-65.1% | $4,370-60.5% | $5,983-71.1% |
| Admin fee / account holder | $5,111 | $7,247-29.5% | $5,947-14.1% | $11,248-54.6% |