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| Provider | Service type | Compensation |
|---|---|---|
JOHNSON BANK5 years Service code 15 · EIN 39-1141446 | Recordkeeping | $7,677 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,738 | $78,425-55.7% | $95,956-63.8% | $79,858-56.5% |
| Participation rate | 45.5% | 73.5%-28.0pp | 77.1%-31.6pp | 69.6%-24.2pp |
| Annual return | 19.18% | 19.37%-0.2pp | 91.63%-72.5pp | 31.72%-12.5pp |
| Employer contribution / active EE | $504 | $1,945-74.1% | $2,541-80.2% | $2,471-79.6% |
| Participant deferral / active EE | $1,732 | $3,440-49.6% | $4,167-58.4% | $3,740-53.7% |
| Admin fee / account holder | $145 | $5,622-97.4% | $6,797-97.9% | $5,306-97.3% |