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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,888 | $87,166-41.6% | $76,735-33.7% | $137,256-62.9% |
| Participation rate | 78.6% | 74.4%+4.2pp | 69.5%+9.1pp | 80.0%-1.4pp |
| Annual return | 14.30% | 26.50%-12.2pp | 29.77%-15.5pp | 220.34%-206.0pp |
| Employer contribution / active EE | $1,937 | $2,904-33.3% | $2,454-21.1% | $4,156-53.4% |
| Participant deferral / active EE | $6,552 | $4,726+38.6% | $4,088+60.3% | $6,407+2.3% |
| Admin fee / account holder | $1,486 | $8,403-82.3% | $7,189-79.3% | $12,270-87.9% |