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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,711 | $53,162+104.5% | $91,225+19.2% | $68,486+58.7% |
| Participation rate | 67.9% | 63.2%+4.6pp | 73.2%-5.3pp | 67.9%0pp |
| Annual return | -11.59% | -3.14%-8.5pp | 114.12%-125.7pp | -7.85%-3.7pp |
| Employer contribution / active EE | $1,246 | $1,709-27.1% | $2,851-56.3% | $2,597-52.0% |
| Participant deferral / active EE | $3,446 | $2,974+15.9% | $4,233-18.6% | $4,028-14.4% |
| Admin fee / account holder | $16,357 | $4,493+264.0% | $5,422+201.6% | $5,404+202.7% |