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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,685 | $45,438+9.3% | $80,004-37.9% | $59,633-16.7% |
| Participation rate | 80.0% | 63.7%+16.3pp | 73.0%+7.0pp | 68.7%+11.3pp |
| Annual return | -1.39% | 5.10%-6.5pp | 7.63%-9.0pp | 2041.45%-2042.8pp |
| Employer contribution / active EE | $1,310 | $1,236+6.0% | $2,473-47.0% | $2,203-40.5% |
| Participant deferral / active EE | $3,331 | $2,231+49.3% | $3,204+4.0% | $3,192+4.4% |
| Admin fee / account holder | $418 | $3,464-87.9% | $5,033-91.7% | $4,297-90.3% |