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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,560 | $89,259-9.7% | $107,187-24.8% | $82,637-2.5% |
| Participation rate | 75.0% | 67.9%+7.1pp | 75.0%0pp | 68.1%+6.9pp |
| Annual return | 15.32% | 21.02%-5.7pp | 204.55%-189.2pp | 53.51%-38.2pp |
| Employer contribution / active EE | $2,156 | $3,080-30.0% | $3,782-43.0% | $2,552-15.5% |
| Participant deferral / active EE | $5,163 | $4,037+27.9% | $5,096+1.3% | $4,126+25.1% |
| Admin fee / account holder | $6,886 | $7,381-6.7% | $9,162-24.8% | $7,339-6.2% |