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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,921 | $111,785-18.7% | $93,669-2.9% | $145,877-37.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 10.85% | 203.79%-192.9pp | 133.59%-122.7pp | 551.28%-540.4pp |
| Employer contribution / active EE | $2,850 | $3,096-7.9% | $2,424+17.6% | $4,663-38.9% |
| Participant deferral / active EE | $27,000 | $4,919+448.9% | $4,416+511.5% | $6,691+303.6% |
| Admin fee / account holder | $777 | $10,256-92.4% | $8,291-90.6% | $13,402-94.2% |