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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,612 | $102,595-55.5% | $94,057-51.5% | $154,746-70.5% |
| Participation rate | 87.0% | 76.0%+11.0pp | 73.3%+13.6pp | 80.7%+6.3pp |
| Annual return | 16.93% | 583.42%-566.5pp | 480.62%-463.7pp | 172.34%-155.4pp |
| Employer contribution / active EE | $2,235 | $3,147-29.0% | $2,933-23.8% | $4,379-49.0% |
| Participant deferral / active EE | $3,469 | $5,118-32.2% | $4,709-26.3% | $6,730-48.5% |
| Admin fee / account holder | $490 | $7,736-93.7% | $7,244-93.2% | $14,365-96.6% |