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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,245 | $49,177-71.0% | $79,467-82.1% | $64,173-77.8% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.6%+30.4pp |
| Annual return | -8.16% | -1.16%-7.0pp | 718.30%-726.5pp | 7.63%-15.8pp |
| Employer contribution / active EE | $2,407 | $2,076+15.9% | $2,800-14.1% | $2,381+1.1% |
| Participant deferral / active EE | $1,267 | $2,821-55.1% | $3,704-65.8% | $3,470-63.5% |
| Admin fee / account holder | $5,159 | $3,839+34.4% | $5,104+1.1% | $4,887+5.6% |