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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,538 | $85,024-51.1% | $70,544-41.1% | $139,466-70.2% |
| Participation rate | 68.4% | 73.9%-5.5pp | 68.4%+0.1pp | 80.3%-11.9pp |
| Annual return | 16.12% | 30.39%-14.3pp | 32.79%-16.7pp | 373.66%-357.5pp |
| Employer contribution / active EE | $575 | $3,912-85.3% | $2,976-80.7% | $4,754-87.9% |
| Participant deferral / active EE | $4,529 | $5,891-23.1% | $4,568-0.9% | $6,712-32.5% |
| Admin fee / account holder | $1,374 | $8,928-84.6% | $6,427-78.6% | $11,409-88.0% |