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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,803 | $82,324-54.1% | $68,803-45.1% | $134,545-71.9% |
| Participation rate | 59.1% | 75.1%-16.0pp | 69.0%-9.9pp | 81.2%-22.1pp |
| Annual return | -14.71% | -2.17%-12.5pp | -6.37%-8.3pp | 418.37%-433.1pp |
| Employer contribution / active EE | $517 | $3,302-84.3% | $2,656-80.5% | $4,742-89.1% |
| Participant deferral / active EE | $3,647 | $4,740-23.1% | $3,942-7.5% | $6,401-43.0% |
| Admin fee / account holder | $7,104 | $6,485+9.5% | $4,936+43.9% | $11,431-37.9% |