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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,837 | $157,304+148.5% | $141,197+176.8% | $152,909+155.6% |
| Participation rate | 87.5% | 84.8%+2.7pp | 82.5%+5.0pp | 82.5%+5.0pp |
| Annual return | 22.56% | 64.34%-41.8pp | 71.41%-48.8pp | 345.46%-322.9pp |
| Employer contribution / active EE | $10,017 | $5,263+90.3% | $4,736+111.5% | $4,764+110.3% |
| Participant deferral / active EE | $6,080 | $7,111-14.5% | $6,710-9.4% | $5,851+3.9% |
| Admin fee / account holder | $3,822 | $12,126-68.5% | $10,265-62.8% | $11,601-67.1% |