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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,875 | $138,076+120.1% | $123,553+145.9% | $135,380+124.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -11.78% | 153.70%-165.5pp | 119.21%-131.0pp | 519.81%-531.6pp |
| Employer contribution / active EE | $11,442 | $5,152+122.1% | $4,628+147.2% | $4,779+139.4% |
| Participant deferral / active EE | $6,703 | $6,800-1.4% | $6,426+4.3% | $5,609+19.5% |
| Admin fee / account holder | $2,105 | $10,917-80.7% | $9,284-77.3% | $10,828-80.6% |