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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,684 | $185,830-52.3% | $170,004-47.8% | $139,427-36.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | -24.15% | 60.52%-84.7pp | 53.39%-77.5pp | 373.27%-397.4pp |
| Employer contribution / active EE | $8,685 | $7,591+14.4% | $6,786+28.0% | $4,752+82.8% |
| Participant deferral / active EE | $21,091 | $11,622+81.5% | $10,408+102.6% | $6,711+214.3% |
| Admin fee / account holder | $980 | $15,381-93.6% | $12,816-92.4% | $11,404-91.4% |