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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,550 | $167,533-42.4% | $151,645-36.3% | $134,545-28.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | 69.70% | 7.81%+61.9pp | 3.34%+66.4pp | 418.37%-348.7pp |
| Employer contribution / active EE | $12,845 | $6,828+88.1% | $6,165+108.4% | $4,742+170.9% |
| Participant deferral / active EE | $11,947 | $8,985+33.0% | $8,363+42.9% | $6,401+86.6% |
| Admin fee / account holder | $1,467 | $13,781-89.4% | $11,614-87.4% | $11,431-87.2% |