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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,893 | $167,353-83.9% | $143,797-81.3% | $134,545-80.0% |
| Participation rate | 92.9% | 84.8%+8.0pp | 80.3%+12.5pp | 81.2%+11.6pp |
| Annual return | -13.32% | 0.48%-13.8pp | -0.04%-13.3pp | 418.37%-431.7pp |
| Employer contribution / active EE | $853 | $5,620-84.8% | $4,952-82.8% | $4,742-82.0% |
| Participant deferral / active EE | $5,684 | $6,447-11.8% | $5,638+0.8% | $6,401-11.2% |
| Admin fee / account holder | $1,365 | $18,096-92.5% | $14,679-90.7% | $11,431-88.1% |