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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,489 | $138,068+95.9% | $125,358+115.8% | $134,493+101.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -18.22% | 750.30%-768.5pp | 572.03%-590.3pp | 418.01%-436.2pp |
| Employer contribution / active EE | $0 | $5,244-100.0% | $4,814-100.0% | $4,740-100.0% |
| Participant deferral / active EE | $21,132 | $7,799+171.0% | $7,447+183.8% | $6,400+230.2% |
| Admin fee / account holder | $1,425 | $11,568-87.7% | $10,007-85.8% | $11,425-87.5% |