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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,260 | $111,785+192.8% | $93,669+249.4% | $145,877+124.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 18.17% | 203.79%-185.6pp | 133.59%-115.4pp | 551.28%-533.1pp |
| Employer contribution / active EE | $10,715 | $3,096+246.1% | $2,424+342.1% | $4,663+129.8% |
| Participant deferral / active EE | $11,432 | $4,919+132.4% | $4,416+158.9% | $6,691+70.9% |
| Admin fee / account holder | $3,888 | $10,256-62.1% | $8,291-53.1% | $13,402-71.0% |