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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,507 | $114,119-29.5% | $107,187-24.9% | $138,895-42.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 17.18% | 273.21%-256.0pp | 204.55%-187.4pp | 145.39%-128.2pp |
| Employer contribution / active EE | $7,328 | $4,059+80.5% | $3,782+93.7% | $4,194+74.7% |
| Participant deferral / active EE | $5,713 | $5,538+3.2% | $5,096+12.1% | $6,396-10.7% |
| Admin fee / account holder | $12,567 | $10,024+25.4% | $9,162+37.2% | $12,5620% |