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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,255 | $183,539+93.6% | $155,556+128.4% | $145,897+143.5% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 14.42% | 61.31%-46.9pp | 64.84%-50.4pp | 552.29%-537.9pp |
| Employer contribution / active EE | $4,425 | $5,315-16.7% | $4,675-5.4% | $4,663-5.1% |
| Participant deferral / active EE | $8,270 | $6,467+27.9% | $5,631+46.9% | $6,689+23.6% |
| Admin fee / account holder | $9,258 | $19,275-52.0% | $15,885-41.7% | $13,390-30.9% |