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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,255 | $183,592+93.5% | $155,567+128.4% | $145,959+143.4% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 14.42% | 61.24%-46.8pp | 64.74%-50.3pp | 561.95%-547.5pp |
| Employer contribution / active EE | $4,425 | $5,315-16.7% | $4,674-5.3% | $4,661-5.1% |
| Participant deferral / active EE | $8,270 | $6,464+27.9% | $5,628+47.0% | $6,689+23.7% |
| Admin fee / account holder | $9,258 | $19,318-52.1% | $15,916-41.8% | $13,398-30.9% |