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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,465 | $96,388+10.5% | $80,627+32.0% | $139,466-23.7% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 11.29% | 1352.08%-1340.8pp | 936.76%-925.5pp | 373.66%-362.4pp |
| Employer contribution / active EE | $3,332 | $3,260+2.2% | $2,723+22.4% | $4,754-29.9% |
| Participant deferral / active EE | $15,325 | $5,224+193.3% | $4,443+244.9% | $6,712+128.3% |
| Admin fee / account holder | $346 | $6,603-94.8% | $5,381-93.6% | $11,409-97.0% |