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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,431 | $93,124+7.8% | $77,100+30.3% | $134,545-25.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -6.17% | 62.68%-68.9pp | 42.35%-48.5pp | 418.37%-424.5pp |
| Employer contribution / active EE | $4,559 | $3,421+33.3% | $2,815+62.0% | $4,742-3.9% |
| Participant deferral / active EE | $18,375 | $5,242+250.5% | $4,430+314.8% | $6,401+187.1% |
| Admin fee / account holder | $1,739 | $6,970-75.1% | $5,443-68.1% | $11,431-84.8% |