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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,637 | $97,125+44.8% | $86,233+63.1% | $137,256+2.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 10.74% | 74.19%-63.4pp | 61.39%-50.6pp | 220.34%-209.6pp |
| Employer contribution / active EE | $2,978 | $2,841+4.8% | $2,504+18.9% | $4,156-28.3% |
| Participant deferral / active EE | $7,825 | $5,180+51.1% | $4,559+71.6% | $6,407+22.1% |
| Admin fee / account holder | $462 | $9,725-95.3% | $8,342-94.5% | $12,270-96.2% |