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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,877 | $129,737+20.9% | $119,126+31.7% | $154,746+1.4% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 17.50% | 379.08%-361.6pp | 282.11%-264.6pp | 172.34%-154.8pp |
| Employer contribution / active EE | $5,487 | $4,375+25.4% | $4,034+36.0% | $4,379+25.3% |
| Participant deferral / active EE | $8,489 | $5,842+45.3% | $5,318+59.6% | $6,730+26.1% |
| Admin fee / account holder | $1,088 | $11,961-90.9% | $10,693-89.8% | $14,365-92.4% |