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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,164 | $110,337+37.0% | $102,383+47.6% | $145,877+3.6% |
| Participation rate | 93.8% | 77.9%+15.8pp | 74.5%+19.2pp | 80.3%+13.4pp |
| Annual return | 12.09% | 24.83%-12.7pp | 24.94%-12.9pp | 551.28%-539.2pp |
| Employer contribution / active EE | $5,683 | $4,216+34.8% | $3,870+46.8% | $4,663+21.9% |
| Participant deferral / active EE | $7,526 | $5,621+33.9% | $5,060+48.7% | $6,691+12.5% |
| Admin fee / account holder | $9,056 | $9,750-7.1% | $8,391+7.9% | $13,402-32.4% |