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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,155 | $52,279+36.1% | $89,435-20.4% | $79,856-10.9% |
| Participation rate | 85.2% | 57.5%+27.6pp | 68.0%+17.2pp | 69.6%+15.5pp |
| Annual return | 8.53% | 22.16%-13.6pp | 245.55%-237.0pp | 31.71%-23.2pp |
| Employer contribution / active EE | $1,542 | $1,572-1.9% | $2,587-40.4% | $2,471-37.6% |
| Participant deferral / active EE | $4,957 | $2,740+80.9% | $3,890+27.4% | $3,741+32.5% |
| Admin fee / account holder | $16,870 | $3,356+402.6% | $4,884+245.4% | $5,306+217.9% |