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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,581 | $101,063-25.2% | $81,473-7.2% | $147,586-48.8% |
| Participation rate | 78.3% | 74.5%+3.8pp | 68.0%+10.3pp | 82.8%-4.6pp |
| Annual return | 19.32% | 32.41%-13.1pp | 38.78%-19.5pp | 578.59%-559.3pp |
| Employer contribution / active EE | $1,250 | $3,206-61.0% | $2,568-51.3% | $4,876-74.4% |
| Participant deferral / active EE | $4,239 | $4,242-0.1% | $3,537+19.8% | $5,439-22.1% |
| Admin fee / account holder | $372 | $5,812-93.6% | $4,561-91.9% | $10,886-96.6% |