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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,598 | $89,259+53.0% | $107,187+27.4% | $82,637+65.3% |
| Participation rate | 37.0% | 67.9%-31.0pp | 75.0%-38.1pp | 68.1%-31.1pp |
| Annual return | 14.06% | 21.02%-7.0pp | 204.55%-190.5pp | 53.51%-39.4pp |
| Employer contribution / active EE | $2,386 | $3,080-22.5% | $3,782-36.9% | $2,552-6.5% |
| Participant deferral / active EE | $3,356 | $4,037-16.9% | $5,096-34.1% | $4,126-18.7% |
| Admin fee / account holder | $1,191 | $7,381-83.9% | $9,162-87.0% | $7,339-83.8% |