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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,429 | $176,120+148.9% | $159,487+174.9% | $167,553+161.7% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 18.20% | 331.95%-313.7pp | 263.71%-245.5pp | 478.89%-460.7pp |
| Employer contribution / active EE | $2,246 | $5,299-57.6% | $4,831-53.5% | $4,840-53.6% |
| Participant deferral / active EE | $7,279 | $7,752-6.1% | $7,354-1.0% | $6,343+14.8% |
| Admin fee / account holder | $2,344 | $12,561-81.3% | $10,804-78.3% | $12,316-81.0% |