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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,054 | $150,447+56.2% | $136,298+72.5% | $147,586+59.3% |
| Participation rate | 92.3% | 84.4%+7.9pp | 81.9%+10.4pp | 82.8%+9.5pp |
| Annual return | 21.03% | 1049.15%-1028.1pp | 5156.27%-5135.2pp | 578.59%-557.6pp |
| Employer contribution / active EE | $2,763 | $5,256-47.4% | $4,696-41.2% | $4,876-43.3% |
| Participant deferral / active EE | $8,364 | $6,631+26.1% | $6,247+33.9% | $5,439+53.8% |
| Admin fee / account holder | $4,058 | $10,906-62.8% | $9,244-56.1% | $10,886-62.7% |