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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,993 | $95,193-29.6% | $76,523-12.5% | $135,382-50.5% |
| Participation rate | 16.7% | 74.4%-57.7pp | 68.0%-51.3pp | 82.6%-66.0pp |
| Annual return | -10.95% | 4.85%-15.8pp | -0.27%-10.7pp | 519.77%-530.7pp |
| Employer contribution / active EE | $174 | $3,302-94.7% | $2,647-93.4% | $4,779-96.4% |
| Participant deferral / active EE | $3,480 | $4,639-25.0% | $3,835-9.3% | $5,609-38.0% |
| Admin fee / account holder | $182 | $6,249-97.1% | $4,848-96.2% | $10,829-98.3% |