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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,583 | $92,766+22.4% | $82,763+37.2% | $134,545-15.6% |
| Participation rate | 94.1% | 75.2%+18.9pp | 72.6%+21.6pp | 81.2%+12.9pp |
| Annual return | -21.29% | 946.97%-968.3pp | 702.45%-723.7pp | 418.37%-439.7pp |
| Employer contribution / active EE | $2,427 | $3,273-25.9% | $3,008-19.3% | $4,742-48.8% |
| Participant deferral / active EE | $7,156 | $4,802+49.0% | $4,395+62.8% | $6,401+11.8% |
| Admin fee / account holder | $4,263 | $5,978-28.7% | $5,325-19.9% | $11,431-62.7% |