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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,901 | $100,938+6.9% | $90,461+19.3% | $158,982-32.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 0.67% | 1727.20%-1726.5pp | 1294.76%-1294.1pp | 302.99%-302.3pp |
| Employer contribution / active EE | $2,251 | $3,691-39.0% | $3,264-31.0% | $4,763-52.7% |
| Participant deferral / active EE | $6,374 | $4,350+46.5% | $3,964+60.8% | $5,983+6.5% |
| Admin fee / account holder | $8,225 | $6,510+26.4% | $5,617+46.4% | $11,252-26.9% |