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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,949 | $72,071+138.6% | $68,368+151.5% | $137,256+25.3% |
| Participation rate | 94.4% | 76.2%+18.2pp | 73.8%+20.7pp | 80.0%+14.5pp |
| Annual return | 12.60% | 353.14%-340.5pp | 292.57%-280.0pp | 220.34%-207.7pp |
| Employer contribution / active EE | $2,620 | $2,788-6.0% | $2,649-1.1% | $4,156-36.9% |
| Participant deferral / active EE | $7,316 | $4,410+65.9% | $4,123+77.4% | $6,407+14.2% |
| Admin fee / account holder | $18,035 | $5,336+238.0% | $5,150+250.2% | $12,270+47.0% |