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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,910 | $88,815+78.9% | $81,882+94.1% | $145,897+8.9% |
| Participation rate | 94.4% | 75.1%+19.4pp | 72.4%+22.1pp | 80.3%+14.1pp |
| Annual return | 14.06% | 1033.75%-1019.7pp | 779.47%-765.4pp | 552.29%-538.2pp |
| Employer contribution / active EE | $2,532 | $3,086-18.0% | $2,916-13.2% | $4,663-45.7% |
| Participant deferral / active EE | $7,447 | $4,647+60.3% | $4,323+72.3% | $6,689+11.3% |
| Admin fee / account holder | $934 | $8,434-88.9% | $7,360-87.3% | $13,390-93.0% |