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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,372 | $165,361+23.6% | $149,715+36.5% | $158,950+28.6% |
| Participation rate | 84.6% | 84.6%0pp | 82.5%+2.1pp | 82.0%+2.7pp |
| Annual return | 15.64% | 348.24%-332.6pp | 276.66%-261.0pp | 302.91%-287.3pp |
| Employer contribution / active EE | $0 | $5,103-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $3,145 | $7,182-56.2% | $6,842-54.0% | $5,983-47.4% |
| Admin fee / account holder | $15,883 | $10,808+47.0% | $9,310+70.6% | $11,248+41.2% |