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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,404 | $77,472-23.3% | $100,415-40.8% | $80,959-26.6% |
| Participation rate | 96.6% | 76.9%+19.6pp | 81.5%+15.1pp | 67.7%+28.9pp |
| Annual return | 15.94% | 37.26%-21.3pp | 49.47%-33.5pp | 35.67%-19.7pp |
| Employer contribution / active EE | $1,403 | $2,800-49.9% | $3,943-64.4% | $2,757-49.1% |
| Participant deferral / active EE | $6,680 | $6,818-2.0% | $8,091-17.4% | $4,300+55.3% |
| Admin fee / account holder | $8,773 | $5,885+49.1% | $7,906+11.0% | $6,925+26.7% |