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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,543 | $97,550+247.0% | $120,344+181.3% | $87,485+287.0% |
| Participation rate | 31.3% | 72.8%-41.6pp | 76.7%-45.5pp | 68.9%-37.7pp |
| Annual return | 16.89% | 18.41%-1.5pp | 20.30%-3.4pp | 26.06%-9.2pp |
| Employer contribution / active EE | $1,347 | $2,291-41.2% | $3,020-55.4% | $2,596-48.1% |
| Participant deferral / active EE | $3,495 | $4,230-17.4% | $5,135-31.9% | $4,274-18.2% |
| Admin fee / account holder | $167 | $9,543-98.3% | $12,742-98.7% | $7,775-97.9% |